How to choose best credit card ? Which are the best credit card?
List top 5 credit card in 2020
American Express Membership Rewards Credit Card:- here you can earn 4000 to 5000 bonus membership reward. For those who loves to get reward this is one of the best credit card in India.
Top features are:-
- Welcome and renewal gift of 4,000 and 5,000 bonus membership reward points
- 1,000 bonus membership reward points on four purchase transactions worth INR 1,000 or above every month
- Attractive reward redemption from the fabulous 18 Karat and 24 Karat Gold Collection
- Discount on booking flights and hotels both domestically and internationally
Annual Fee – INR 4,500
ICICI Bank Amazon Pay Credit Card:- If you love shopping then this credit card can be best for you. As it offers bonus, instant cashbacks, rewards and many more.
Top features are:-
- Lifetime free credit card
- 5% cashback to the PRIME Customers when they shop at Amazon
- 3% cashback for Non-PRIME Members for Amazon Spends
- 2% cashback on 100+ partner merchants of Amazon
- 1% cashback on all other transactions
- 15% discount at partner restaurants of ICICI Bank
- 1% fuel surcharge waiver across all petrol pumps.
SBI Card ELITE:- This card provides many benefits in the form of gift vouchers and coupons that can be availed at leading outlets.
Top features are:-
Welcome Gift- E-gift voucher worth Rs. 5,000 within 15 days of annual fee payment
movie Benefit- Complimentary movie tickets worth Rs. 6,000 every year
Bonus Rewards- Up to 50,000 Bonus Reward Points worth Rs. 12,500 per year
- ₹100 = 9 Club Vistara Points (On Vistara Flights)
- ₹150 = 2 Reward Points except fuel
- ₹100 = 2 Reward Points on International Transaction
- Save upto ₹20661 on Annual Spend of ₹4 Lakh
Joining fee:- 4999 rupees
Annual fee:-4999 rupees
IndianOil Citibank Platinum Credit Card:- If you are concerned about rising fuel price then this card would be best for you. As it comes with lots of benefits here you can see below
Top features are:-
- Get up to 71 litres of free fuel every year in the form of fuel surcharge waiver and turbo points
- Earn 4 Turbo Points on every Rs. 150 spent on authorized Indian Oil Retail Outlets across the country
- Get 2 Turbo Points per Rs. 150 on grocery and supermarket spends and 1 Turbo Point on all other spends
- Accumulated Turbo Points never expire
- Avail the exclusive concierge service by Citi Bank through which you can get various types of assistance on a call
- Make payments by waving the card in front of a POS as this is a contactless card
- Enjoy up to 15% off on dining spends at partner restaurants of Citi Bank
Annual Fee: Rs. 1,000 + GST
Renewal Fee: Rs. 1,000 + GST (waived off on spending Rs. 30,000 or more)ICICI makemy trip credit card:- If you love traveling then it can be best credit card in India.The rewards earned on this card can be used to make more bookings.
Top features are:-
- Enjoy joining benefits such as a Lemon Tree Hotel Voucher worth Rs.2,500, 1,500 My Cash points.
- Enjoy the MakeMyTrip loyalty programs.
- Earn as much as 40,000 reward points using the card for travel needs.
- On booking movie tickets via the BookMyShow platform, you can save up to Rs.7,200 yearly.
- Avai limited period movie ticket offers such as Buy 1 Get 1.
- Accumulate reward points on overseas and domestic spends.
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